![]() ![]() Make sure you check with your landlord or letting agent if this is required. Alongside the deposit, some landlords will ask for one month’s rent to be paid upfront before you move in. Bear in mind that purchase cards may come with a fee. If using a credit card, a 0% purchase card could let you pay without interest, as long as you can clear the balance on time and in full. Some letting agents may let you pay the deposit using a credit card, but many private landlords won’t. ![]() This could be the equivalent of 4-5 weeks’ rent. As long as there’s no damage or missed rental payments, you should get this back, but because it’s likely to be hundreds of pounds, it’s a good idea to budget for it in advance. If your new pad doesn’t come with a parking space and there’s no safe on-street parking, you could try checking classified ads for nearby spaces for rent. You can find train ticket prices online, but if you’ll be travelling by car, you might need to search online for a fuel price calculator. If your commute to work will change after moving, try to work out how much more or less trips will cost on a monthly basis. Covering your belongings when renting with contents insurance is an extra cost, but one that could save you a packet if there’s a break-in, flood or fire. However, if you do pay for a landline each month, it could help build your credit rating. If so, you’ll save money on the line rental. Unless it’s needed for your internet connection, you might be able to get by without a landline. ![]() If that’s the case, ask your supplier about how to switch when you move, or early cancellation costs. Many broadband providers sign you up for at least twelve months so it’s worth planning the cost in advance, especially if you think you might move again before the contract is over. A single streaming service might not cost much per month, but as an ongoing expense, it still belongs in your budget.
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